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EPF Calculator

Estimate your Employees' Provident Fund maturity amount. See how your monthly contributions and annual salary increments compound to build your retirement corpus.

account_balance_wallet Salary Details

Yr
Mo

Total Invested

₹0

Est. Returns

₹0

Maturity Value

₹0

Growth Schedule

Time Total Invested Interest Earned Total Balance

How Does an EPF Calculator Work?

The Employees' Provident Fund (EPF) is a retirement savings scheme where both the employee and employer contribute a fraction of the basic salary every month. This calculator determines the maturity amount of your EPF by accounting for standard contributions, compound interest, and your expected annual salary increments.

Contribution Breakdown

Frequently Asked Questions

Is EPF contribution mandatory? expand_more
Yes, for companies with 20 or more employees, it is mandatory for employees earning a basic salary up to ₹15,000 per month to contribute to the EPF. For those earning above this threshold, it is optional but highly recommended for retirement savings.
Why does the employer only contribute 3.67% to EPF? expand_more
The employer actually matches your full 12% contribution. However, the government mandates that 8.33% of the employer's share goes into the Employee Pension Scheme (EPS) to secure your pension, leaving the remaining 3.67% to accumulate in your EPF account.